Global smart

The triple-win combined solution

Three hospitalisation levels, three coverage variants, three deductibles: Global smart fulfils all of your requirements for treatments in Switzerland and emergency treatments abroad at a most competitive premium rate.

Principles

Three levels of hospitalisation: general, semi-private or private ward throughout Switzerland
Three coverage variants
Three deductible amounts to choose from, depending on the level : CHF 0, CHF 500 (levels 1, 2 and 3) and CHF 1,000 (level 3 only)
"Emergency treatment abroad upgrade" option (only for level 3)
Coverage of illness, maternity and accident benefits
This insurance is open to persons of all ages (Levels 1 and 2) or under 70 years (Level 3).

Main benefits

Level 1

Level 2

Level 3

HOSPITALISATION

General ward throughout Switzerland

Semi-private or private ward throughout Switzerland

ALTERNATIVE MEDICINE

30%

60%

90%

RESTRICTED AND NON REIMBURSABLE DRUGS

90%, unlimited prescriptions

GLASSES AND CONTACT LENSES

CHF 150 every three years

CHF 200 every three years

FITNESS AND PREVENTION

Vaccinations 90%
Check-up 90%, max. one every three years
Health promotion 50%, max. CHF 200/year

DENTAL TREATMENTS

Under 18 years:
50%, max. CHF 2,000/year
From age 19:
50%, max. CHF 500/year

Under 18 years:
50%, max. CHF 2,000/year
From age 19:
50%, max. CHF 1,000/year

Simplicity: one single and identical insurance covers a number of benefits.
Individuality: I choose my preferred hospitalisation level, healthcare coverage and deductible and add an optional module if necessary.
Comfort: I enjoy greater comfort when staying in hospital or in a clinic (level 3).
Freedom: For my surgery, I am free to choose the hospital or clinic, as well as the specialist, as long as they are recognised by the insurer (level 3).

Request advice

Do you have any questions about Global smart supplemental insurance? Our insurance advisers are available to answer any questions you may have.

Frequently asked questions

Can I be admitted to a clinic?

If you only have basic insurance, you can be admitted to the clinic providing you stay in a general ward and that the hospital is listed by your canton of residence (Art. 41, para. 1bis LAMal/KVG).
If not, you must have supplemental insurance to cover the costs of a semi-private or private room.

What coverage do I enjoy in my canton of residence if I only have compulsory health insurance?

Your basic insurance covers standard hospital care in the general ward of a hospital listed by your canton of residence (Art. 41, para. 1bis LAMal/KVG).

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