Fondation Collective
Groupe Mutuel

Groupe Mutuel has been active in the field of occupational pensions since 1985 and continues to innovate. On 1 January 2024, its two foundations, Fondation Collective Groupe Mutuel and the Opsion Collective Foundation, merged to create an institution, which already has 40 affiliated entities, supports more than 3,300 employers for their occupational pension provision and provides insurance to more than 30,000 employees.

Fondation Collective Groupe Mutuel offers maximum flexibility, enabling you to create a tailor-made occupational pension solution, while outsourcing responsibilities and taking advantage of the pooling of risks to reduce costs.

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Pension funds

Pension funds

390
Wealth in CHF billions

Wealth in CHF billions

2,90
Insured persons, of which 47 are pensioners

Insured persons, of which 47 are pensioners

30’6930
Headcount

Headcount

3’3180

Open architecture

The offer of Fondation Collective Groupe Mutuel goes beyond that of a traditional occupational pension product. Its aim is to be an open platform enabling companies, self-employed individuals and associations to choose or create the solution that suits them, with the help of our experts or their broker.

The Foundation is made up of totally independent entities and operates on an open architecture basis in terms of asset managers, custodian banks or reinsurers. However, costs can be kept to a minimum thanks to the asset pool and collectively negotiated reinsurance contracts.

The Foundation has a team of experienced consultants (actuaries and, financial and legal experts) to help you choose and implement the right solution. Our specialists and our LPP/BVG portals will provide your employees and Human Resources department with the highest level of support

Key strengths

Flexibility

  • Outsource decision-making with the Groupe Mutuel Prévoyance-GMP collective foundation  or manage your staff's pensions provisions with a dedicated pension fund or a "Pension free" pension fund
  • Define your benefits thanks to fully customised pension plans 
  • Choose your asset allocation and asset manager from the pension fund and Pension free solutions

Management

  • Manage your pension fund by defining the conversion rate and annual crediting rate
  • Full reinsurance of death and disability risks
  • Guaranteed competitive costs thanks to contracts negotiated with various partners
     

Convenience

  • Support from our team of experienced advisers (actuaries and, legal and financial experts)
  • Support for HR and insured employees by a dedicated account manager
  • A web portal is available to HR, insured employees and brokers for announcements or to view data

Transparency

  • No hidden costs, no fees for the management of pensioners or termination of the contract at maturity
  • Key information is available to better manage your pension plan
  • Provision of a comprehensive annual management report for the Foundation and each affiliated entity

Advantages

  • Negotiated financing with competitive risk and reinsurance coverage
  • Optimisation of your overall asset management and administrative costs
  • Individual adjustment of your level of autonomy according to your needs
  • Transparent communication on the strategic and financial choices affecting your pension plans
  • Personalised support from a competent team that has been recognised in the market for over 40 years
  • Expertise and vision of the members of the Pension Board, bringing independence, sound governance and sustainability to your solution
  • High-quality management together with an LPP/BVG portal for your company and your employees

Discover our pension solutions

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Groupe Mutuel

Rue des Cèdres 5 Case postale, 1919 Martigny    |    +41 0848.803.111