Optimise your health insurance

Benefit from a premium reduction of up to CHF 1540 per year

By increasing the proportion of medical costs you are prepared to pay yourself, you can reduce your insurance premiums.

• If you rarely see a doctor, choosing a higher deductible can help you save money on healthcare costs by reducing your premiums.
  
  However, it's important to bear in mind that you'll have to pay for a greater proportion of your medical expenses in the event of illness. Before changing your deductible, take the time to think about your financial situation and your state of health.
   
• On the contrary, a lower deductible reduces the amount of medical expenses you have to pay, but increases your premium amount.
   

Discover the possible reductions based on your choice of deductible

For example, if you decide to increase your deductible from CHF 1,000 to CHF 2,500, you can benefit from an annual reduction of up to CHF 1,050 on your premiums.
Don't hesitate to contact us to discuss the best option for you!

More ways to save

Transfer from one insurer to the other

Groupe Mutuel is made up of several health insurance providers, each of which operates independently, with its own cost structure. This means that each health insurer sets its own premium rates, which may change from one year to another.

Depending on your situation, a change of health insurer within Groupe Mutuel, effective 1 January 2025, could therefore help you save money. This change will have not affect your insurance coverage, usual service, or benefits.

Please do not hesitate to contact us for further information. You can also make the change directly via your Customer Area.

We're here to support you and help you find the best solution!