It’s important to think about your needs in terms of both insurance and pension provision, and Groupe Mutuel can help!
As a self-employed person or entrepreneur, you are no longer automatically covered by compulsory accident insurance. This status also implies changes to your pension and social insurance arrangements. Therefore, it’s important to get advice and support on how to fill these gaps and ensure you are properly insured.
The strength and difference of Groupe Mutuel lies in its ability to offer comprehensive personal insurance and pension provision for private individuals and self-employed persons, as well as for companies and their employees. Therefore, if you choose us as your insurance provider, you can be sure that you will be properly insured, whatever happens.
Download the brochure that explains the solutions we offer to self-employed workers.
Download
Contact one of our advisers for a customised offer.
Contact us
Do you have questions that are specific to your activity as a self-employed person or entrepreneur, or that are in connection with a business project?
Our advisers can help you find the best solution for your needs.
Your overall situation remains unchanged, but you must:
You must notify us immediately of your departure from the company (within 90 days of leaving the circle of insured persons) and specify that you wish to be offered a free transfer to individual insurance. If you accept this offer, you will continue to enjoy insurance coverage under the same conditions as when you were employed by the company. You will be responsible for paying the premium associated with the policy.
Pursuant to Swiss Federal Law (Article 5b LFLP/FZG), the insured person may demand payment in cash of their termination benefits when they become self-employed, and when they are therefore no longer obliged to be insured through the LPP/BVG scheme.
The person must:
- supply to their pension institution the documentary evidence of them starting self-employment (renting of premises, purchase of equipment, certificate from the AVS (old-age and survivors pension insurance scheme), registration in the trade register, etc.)
- request the payout of their benefits during the year following the start of their self-employed activity as their main activity
The following document(s) should be enclosed with your request, depending on your civil status:
Share
