Do you employ a domestic worker, a babysitter or a gardener? Under the law, you are his/her employer. You must insure the worker against accidents in accordance with the Federal Law on Accident Insurance (LAA/UVG). The type of coverage depends on the number of hours the person works for you each week and on the annual salary.
Beyond the threshold amount provided for by the Federal Law on Occupational Benefits (LPP/BVG), you must also take out occupational benefits insurance (2nd pillar) for the worker.
