SafetyPro

Accident insurance that provides all-round protection for the self-employed

As a self-employed person, what happens if you injure yourself at work or have a skiing accident? SafetyPro protects you against the financial consequences of workplace and non-workplace accidents. This insurance supplements your compulsory insurance and allows you to compensate for loss of earnings following an accident.
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Protect yourself and your loved ones against the financial consequences of an accident

  • You are covered worldwide in the event of a workplace or non-workplace accident. Benefits include coverage of treatment costs, payment of compensation in the event of incapacity for work and/or hospitalisation, and payment of a lump sum in the event of disability or death.
  • You customise your cover according to your needs and wishes: thanks to different modules, you are able to enjoy maximum flexibility.
  • There is no medical questionnaire to fill in to take out this insurance.

Main benefits covered

  • You can take out insurance up to the age of 64. SafetyPro insurance consists of five modules that you can choose from.

Modules
Benefits
MODULE "Treatment costs" Hospitalisation costs in a general, semi-private or private ward (depending on the level of comfort chosen)

Alternative medicine therapies

Transport costs and search operations up to a maximum of CHF 100,000

Childcare

Allowance for home help and home care
MODULE "Daily allowance in the event of incapacity for work" You are free to choose the amount of the allowance according to your needs
MODULE "Daily allowance in the event of hospitalisation" You set the amount of the daily allowance in the event of hospitalisation
MODULE "Lump-sum amount in the event of disability" You set the amount of the lump sum in the event of disability
MODULE "Lump-sum amount in the event of death" You set the amount of the lump sum in the event of death
MODULE "Treatment costs"
Hospitalisation costs in a general, semi-private or private ward (depending on the level of comfort chosen)

Alternative medicine therapies

Transport costs and search operations up to a maximum of CHF 100,000

Childcare

Allowance for home help and home care
MODULE "Daily allowance in the event of incapacity for work"
You are free to choose the amount of the allowance according to your needs
MODULE "Daily allowance in the event of hospitalisation"
You set the amount of the daily allowance in the event of hospitalisation
MODULE "Lump-sum amount in the event of disability"
You set the amount of the lump sum in the event of disability
MODULE "Lump-sum amount in the event of death"
You set the amount of the lump sum in the event of death
 


Request advice

Do you have any questions about SafetyPro supplemental insurance?
Our insurance advisers are available to answer any questions you may have.

Frequently asked questions

Accident coverage is compulsory in Switzerland and is included in the compulsory health insurance (LAMal/KVG). People who work more than eight hours a week and who are subject to compulsory accident insurance by their employer in accordance with the LAA/UVG (law on accident insurance) can request that their health insurer suspend this risk.

If you are already covered against accidents by your employer (compulsory under the LAA/UVG), you may suspend this coverage from your compulsory health insurance on the first day of the month following your request to suspend your insurance.

If you need to reinstate this risk on your compulsory health insurance, simply complete our online application form. Reinstatement will be effective on the first day of the month requested.

As soon as a loss occurs, the insured person must notify the appropriate insurer of the loss. Please print the LAMal/LCA accident report form, complete all sections and return it to the address indicated on the form.   
In the event of a dental accident, you must have your dentist complete a dental accident report, in addition to the accident report.

 

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Groupe Mutuel

Rue des Cèdres 5 Case postale, 1919 Martigny    |    +41 0848.803.111