With ProVistalight, you choose a lump-sum amount that survivors receive following an accidental death. ProVista also provides a lump sum if an accident results in disability. This enables you to secure comprehensive insurance coverage for low monthly premiums.
Ask for advice
You can take out the two insurances up to the age of 65. They provide coverage for accidents at work and during your free time.
The amount of the disability lump-sum benefit is determined by the agreed insured amount and the degree of bodily harm suffered by the injured person, in accordance with the scale in the Special Terms and Conditions for ProVista insurance.
To provide greater protection for serious cases (degree of disability exceeding 25%), benefits are increased based on a progressive allowance, up to 350% of the insured lump-sum.
Example of benefits:
| Insured amount in case of disability | Degree of bodily injury | Level of benefit | Lump-sum benefit in case of disability, paid to the insured |
|---|---|---|---|
| CHF 250,000 | 20% | 20% | CHF 50,000 |
| CHF 250,000 | 70% | 200% | CHF 500,000 |
With the lump-sum amount in case of disability, you will be able to:
ProVista insurance also provides for the payment of a death lump-sum benefit to your family members, the amount of which is agreed upon when concluding the contract.
Premium waiver in case of disability or death of the head of
the family Up to age 15, children insured under ProVista insurance are released from the payment of the premium in case of disability or death of the head of the family, thus alleviating the family expenses.
ProVistalight ensures that your family members receive a lump-sum amount in case of death caused by an accident. You get to choose the lump-sum amount from the following options:
This amount may be used by your surviving family members at their discretion to:
For children aged between four and 15, the lump-sum amount is limited to CHF 20,000. From the age of 71, the lump sum in the event of death is automatically reduced to CHF 10,000 and the premium is adjusted accordingly.
Do you have any questions about ProVista insurance?
Our insurance advisers are available to answer any questions you may have.
