Discover the different types of pension plans offered by Group Mutuel Prévoyance-GMP, one of the entities affiliated to Fondation Collective Groupe Mutuel.
Old-age, death or disability benefits, insured salary, retirement credits: this occupational pension plan complies with the statutory requirements of the Swiss Federal Law on Occupational Benefits. It therefore provides basic protection for your employees.
You insure your employees against the risks of old-age, disability and death, in accordance with the Swiss Federal Law on Occupational Benefits (LPP/BVG).
The pension fund pays out statutory and regulatory benefits when insured events such as retirement, disability or death occur.
The basic benefits are extended in line with the provisions of the pension regulations (benefits in the event of death extended to common-law partners, also after retirement age; designation of beneficiaries and distribution of the lump-sum in case of death; etc.)
Conformity
You meet your legal obligations in terms of occupational benefits for your employees.
Security
You protect your employees against the financial consequences of old-age, disability and death.
Complementarity
You may supplement the compulsory LPP/BVG coverage with a tailor-made pension plan.
Do you wish to offer to your employees a better pension coverage than that required by law? We provide solutions to match your needs. For example, these solutions may involve removing the ceiling on the maximum salary and providing for higher savings rates.
You choose an occupational pension plan based on your staff policy and your financial capacity.
This enhances the savings, disability and death coverage for your employees.
You involve your employees in building up retirement capital by offering them choices for improving their individual situation.
Optimisation
You improve the occupational pension coverage for your employees.
Attractiveness
You position your company as an attractive employer with generous social benefits. Therefore, you recruit and retain the best employees.
Complementarity
You may supplement the compulsory LPP/BVG coverage with a tailor-made pension plan.
Basic plan or a plan for executives
You can supplement the basic coverage with specific benefits for executives.
Offer added value compared to other companies, thanks to an improved pension plan, and position yourself as an attractive employer for your staff.
Example of optimisation with a customised plan:
40-year-old man with a salary of CHF 100,000. His accumulated assets are CHF 100,000, of which CHF 80,000 according to LPP/BVG.
Contact us to arrange a free, no-obligation meeting with one of our occupational pension specialists.
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