Global flex

Choose your hospital comfort level and other benefits

With Global flex supplemental insurance, you decide what level of comfort you want, for each procedure or treatment. With the Careflex module, you also benefit from numerous services for outpatient treatment and prevention.

Flexible insurance cover for hospital stays and outpatient treatment

You can use the Hospiflex basic module or extend your insurance coverage with the Careflex option: it’s up to you.
Before each hospital admission, you decide which ward you would like to be treated in. You also have free choice of specialist (Hospiflex basic module).
You will enjoy unlimited insurance coverage for various outpatient treatment and prevention services: e.g., alternative medicine, medicines not covered by health insurance, transport costs, thermal spas and convalescence centres (Careflex option).

The key benefits at a glance

You can take out Global flex coverage up to the age of 55. The insurance cover applies in the event of illness or accident (pregnancy-related benefits are not covered). If you choose the semi-private or private ward, you contribute to the costs.

"Hospiflex" basic module

HOSPITALISATION
General ward	No financial contribution required
Semi-private ward (room with two beds) Free choice of specialist	Your contribution: CHF 400/day, max. CHF 4,000/year
Private ward (room with one bed) Free choice of specialist	Your contribution: CHF 600/day, max. CHF 5,000/year

"Careflex" option

RESTRICTED AND NON REIMBURSABLE DRUGS Medically prescribed drugs not covered by the basic health insurance	90% for a deductible of CHF 150/year
GLASSES AND CONTACT LENSES Cost of frames, lenses or contact lenses	CHF 150/every three years for a deductible of CHF 150/year
ALTERNATIVE MEDICINE Therapies carried out by a qualified Swiss doctor or a recognised practitioner	90% for a deductible of CHF 150/year
FITNESS AND PREVENTION
Fitness centres	50% max. CHF 200/year
Vaccinations	90%
Check-ups	90%, max. one every three years

Ask for advice

Do you have any questions about Global flex supplemental insurance?
Our insurance advisers will be happy to answer any questions you may have about your insurance coverage.

Useful documents

Frequently asked questions

Can I be admitted to a clinic?

If you only have basic insurance, you can be admitted to a clinic providing you stay in a general ward and that the clinic is listed by your canton of residence (Art. 41, para. 1bis LAMal/KVG).
If not, you must have supplemental insurance to cover the costs of a semi-private or private room.