H-Bonus combines choice, flexibility and the possibility to save money. This allows you to decide on the type of hospital ward upon admission. In addition, upon conclusion of a contract, you will benefit from a 20% premium bonus in the absence of claims in a semi-private or private ward.
Do you have any questions about H-Bonus supplemental insurance?
Our insurance advisers are available to answer any questions you may have.
If you only have basic insurance, you can be admitted to a clinic providing you stay in a general ward and that the clinic is listed by your canton of residence (Art. 41, para. 1bis LAMal/KVG).
If not, you must have supplemental insurance to cover the costs of a semi-private or private room.
Your basic insurance covers standard hospital care in the general ward of a hospital listed by your canton of residence (Art. 41, para. 1bis LAMal/KVG).
