Optimum

Optimal insurance coverage in all circumstances

The supplemental insurance that offers you support and convenience for a lifetime with a wide range of options including alternative medicine, medication, preventive measures, sports and innovative benefits for the whole family (swimming courses for children, scar and ear corrective procedures, private costs for outpatient surgery, etc...).

Your advantages

  • Reimbursement of preventive gynecological examinations, mammograms and ultrasounds.
  • Up to CHF 3,000 per calendar year for innovative benefits, such as scar and ear corrective procedures.
  • Benefits for day-to-day costs (e.g. pharmacy purchases such as sunscreen or tobacco substitutes, selected courses, screening and genetic tests,…).
  • No age limit and an optional deductible of CHF 150.
  • Child discount if one parent also signs up to Optimum insurance.

Benefits covered

How can Optimum help you in your everyday life? Here are a few concrete examples of what is covered by the insurance.

Examples of benefits covered

Category
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Example of expenses
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Covered by Optimum
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Traitements dentaires
Traitements dentaires
Traitements dentaires

Dental treatments

Annual dental hygiene visit

75%, max. CHF 150/calendar year

Lunettes et lentilles de contact
Lunettes et lentilles de contact
Lunettes et lentilles de contact

Glasses

Optician’s invoice

max. CHF 250 every 3 years

Frais en cas d’intervention chirurgicale ambulatoire
Frais en cas d’intervention chirurgicale ambulatoire
Frais en cas d’intervention chirurgicale ambulatoire

Costs in the event of outpatient surgery treatment

Accommodation costs prior to the operation

CHF 150/calendar year

Prévention et activités sportives
Prévention et activités sportives
Prévention et activités sportives

Prevention and sports activities

Subscription to a football club

50%, max. CHF 200/calendar year

Correction des cicatrices
Correction des cicatrices
Correction des cicatrices

Scar correction

Correction of scars on the face

80%, max. CHF 3,000/calendar year

Médecine alternative
Médecine alternative
Médecine alternative

Alternative medicine

5 osteopathy sessions

75%, max. CHF 3,000/calendar year, including max. CHF 500/calendar year for massages



List of benefits covered

For the full list of benefits covered, please see the terms and conditions of insurance.

Download


Request advice

Do you have any questions about Optimum supplemental insurance? Our insurance advisers are available to answer any questions you may have.

Frequently asked questions

You will find the lists of recognised preventive measures and sports under “Documents for download”.

Optimum contributes to your private costs: comfort upgrades for some hospitals and clinics, your hotel costs for the night before or immediately after the treatment, your parking fees or travel costs from home (by public transport or taxi).

You can use our dedicated search tool to quickly check whether an alternative therapist is recognised by Groupe Mutuel.

Groupe Mutuel

Rue des Cèdres 5 Case postale, 1919 Martigny    |    +41 0848.803.111