Optimum

The best insurance coverage in all circumstances

"Optimum" insurance contributes towards your health costs, such as medication, alternative medicine, various prevention measures and sports activities. The insurance also covers additional benefits for the whole family: swimming lessons for children, scar and ear correction, private expenses for outpatient surgery, etc. 
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Supplemental insurance that provides support and comfort

  • Preventive gynaecological examinations, mammograms and ultrasounds are covered up to 90%. 
  • You will be reimbursed up to CHF 3,000 per calendar year for additional benefits such as the correction of scars and protruding ears. 
  • You will receive a contribution towards your day-to-day health costs(e.g. items bought in pharmacies such as sun cream or anti-smoking patches, preventive courses and tests, genetic tests, etc.). 
  • Children can benefit from a discount if one of the parents also has “Optimum” insurance. 

Main benefits covered

  • You can take out Optimum insurance at any age. It provides cover in the event of illness, maternity and accident. If you choose an annual deductible of CHF 150 (optional), you will qualify for a premium discount.

Examples of benefits covered

Category
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Example of expenses
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Covered by Optimum
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Traitements dentaires
Traitements dentaires
Traitements dentaires

Dental treatments

Annual dental hygiene visit

75%, max. CHF 150/calendar year

Lunettes et lentilles de contact
Lunettes et lentilles de contact
Lunettes et lentilles de contact

Glasses

Optician’s invoice

max. CHF 250 every three years

Frais en cas d’intervention chirurgicale ambulatoire
Frais en cas d’intervention chirurgicale ambulatoire
Frais en cas d’intervention chirurgicale ambulatoire

Costs in the event of outpatient surgery treatment

Accommodation costs prior to the operation

CHF 150/calendar year

Prévention et activités sportives
Prévention et activités sportives
Prévention et activités sportives

Prevention and sports activities

Subscription to a football club

50%, max. CHF 200/calendar year

Correction des cicatrices
Correction des cicatrices
Correction des cicatrices

Scar correction

Correction of scars on the face

80%, max. CHF 3,000/calendar year

Médecine alternative
Médecine alternative
Médecine alternative

Alternative medicine

Five osteopathy sessions

75%, max. CHF 3,000/calendar year, including max. CHF 500/calendar year for massages



List of benefits covered

For the full list of benefits covered, please see the terms and conditions of insurance.

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Request advice

Do you have any questions about Optimum supplemental insurance?
Our insurance advisers are available to answer any questions you may have.

Frequently asked questions

You will find the lists of recognised preventive measures and sports under “Documents for download”.

Optimum contributes to your private costs: comfort upgrades for some hospitals and clinics, hotel costs for the night before or immediately after the treatment, parking fees or travel costs from home (by public transport or taxi).

Use our dedicated search tool to quickly check whether an alternative therapist is recognised by Groupe Mutuel.

Groupe Mutuel

Rue des Cèdres 5 Case postale, 1919 Martigny    |    +41 0848.803.111