Acrobat

Accident insurance for children aged 0-18 years

It’s bad enough when children have an accident – without the unmanageable costs of repatriation, home care or esthetic surgery. Acrobat accident insurance steps in where the cover provided by basic insurance ends.

One insurance, many benefits

  • You are insured against the financial consequences if your child has an accident in Switzerland or abroad.
  • You facilitate the way back for your child: for example, with home care, esthetic surgery, or tutoring.
  • If a parent becomes disabled or dies, Groupe Mutuel will pay the premiums and your child will continue to have full insurance cover.

How Acrobat works

You can take out accident insurance Acrobat for children up to the age of 17. You can choose between three levels of cover. With all three levels, you are reimbursed for costs for rescue (up to CHF 50,000), esthetic surgery (up to CHF 20,000), school support, home help, home care, and sports membership fees.

  • Acrobateco  for a more comfortable hospital stay (private ward)
  • Acrobatlight  for a lump-sum payment in the event of disability or death
  • Acrobatstandard  for all-round insurance cover worldwide. This covers search, rescue, and repatriation costs, the comfort of a private ward in hospital, and lump-sum payments.

The key benefits at a glance

Benefits
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Acrobateco
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Acrobatlight
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Acrobatstandard
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Hospitalisation in Switzerland and abroad

Private ward

General ward

Private ward

Prévention et activités sportives
Prévention et activités sportives
Prévention et activités sportives
Prévention et activités sportives

Home help and home care

Maximum CHF 200/day

Maximum CHF 200/day

Maximum CHF 200/day

Correction des cicatrices
Correction des cicatrices
Correction des cicatrices
Correction des cicatrices

Medical aids and patient-room furniture

Rental costs and first purchase of patient-room furniture. Rental and replacement costs (new value)

Rental costs and first purchase of patient-room furniture. Rental and replacement costs (new value)

Rental costs and first purchase of patient-room furniture. Rental and replacement costs (new value)

Correction des cicatrices
Correction des cicatrices
Correction des cicatrices
Correction des cicatrices

Transport, search and rescue costs

Maximum CHF 50,000/case

Maximum CHF 50,000/case

Maximum CHF 50,000/case

Correction des cicatrices
Correction des cicatrices
Correction des cicatrices
Correction des cicatrices

Plastic surgery

Maximum CHF 20,000

Maximum CHF 20,000

Maximum CHF 20,000

Correction des cicatrices
Correction des cicatrices
Correction des cicatrices
Correction des cicatrices

Tutoring

Maximum CHF 3,000

Maximum CHF 3,000

Maximum CHF 3,000

Correction des cicatrices
Correction des cicatrices
Correction des cicatrices
Correction des cicatrices

Sports subscription

Maximum CHF 500/case

Maximum CHF 500/case

Maximum CHF 500/case

Correction des cicatrices
Correction des cicatrices
Correction des cicatrices
Correction des cicatrices

Premium waiver

Waiver of premium payments in case of death or disability of one parent, until the policy expires or the insured child turns 18

Waiver of premium payments in case of death or disability of one parent, until the policy expires or the insured child turns 18

Waiver of premium payments in case of death or disability of one parent, until the policy expires or the insured child turns 18

Correction des cicatrices
Correction des cicatrices
Correction des cicatrices
Correction des cicatrices

Accidents abroad

Transport costs for close relatives for a hospital stay of more than three days, up to CHF 250 per day and CHF 2,000 per event.

Repatriation of deceased persons, up to CHF 10,000.

Transport costs for close relatives for a hospital stay of more than three days, up to CHF 250 per day and CHF 2,000 per event.

Repatriation of deceased persons, up to CHF 10,000.

Transport costs for close relatives for a hospital stay of more than three days, up to CHF 250 per day and CHF 2,000 per event.

Repatriation of deceased persons, up to CHF 10,000.

Correction des cicatrices
Correction des cicatrices
Correction des cicatrices
Correction des cicatrices

Lump-sum capital in case of death

CHF 10,000

CHF 10,000

Correction des cicatrices
Correction des cicatrices
Correction des cicatrices
Correction des cicatrices

Lump-sum disability benefit

Progressive disability cash benefit up to CHF 700,000

Progressive disability cash benefit up to CHF 700,000

Correction des cicatrices
Correction des cicatrices
Correction des cicatrices
Correction des cicatrices

Lump-sum hospitalisation benefit

CHF 500/year



List of benefits covered

For the full list of benefits covered, please see the terms and conditions of insurance.

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Ask for advice

Do you have any questions about Acrobat insurance? Our insurance advisers are available to answer any questions you may have.

Frequently asked questions

As soon as a loss occurs, the insured person must notify the appropriate insurer of the loss. Please print the LAMal/LCA accident report form, complete all sections and return it to the address indicated on the form.   
In the event of a dental accident, you must have your dentist complete a dental accident report, in addition to the accident report.

 

While minor injuries are covered by the accident risk added to basic health insurance, larger injuries can result in other costs such as transport, search or rescue, home care or  plastic surgery.
At the same time, if the childs stops school, he or she may require help with remedial education.

All of these needs come at a cost, which is not covered by basic health insurance. Supplemental insurance then allows you to face the financial consequences of an accident all over the world and thus focus all of your energy on your child's recovery.

Acrobat children's accident insurance offers you three levels of coverage to choose from, to supplement basic health insurance benefits optimally, according to your needs:

  • Acrobateco for hospital comfort in private ward.
  • Acrobatlight to guarantee a lump-sum in the event of disability or death.
  • Acrobatstandard for extended coverage that combines rescue, repatriation, hospitalization and capital, worldwide.

You will find the complete list of services for each level of coverage on the Acrobat page, in the relevant documents.

The Acrobat supplemental insurance can be taken out for a child only by his legal representative. By purchasing Acrobat for your child, you give them the security of optimal coverage and extensive care in the event of an accident.

Have you recently become a grandparent, an uncle or auntie and would like to give a caring and original birth gift? You have the option of taking out life insurance in which the new member of your family is the beneficiary.
Discover all of our products for life.

You can take out additional Acrobat accident insurance for your child from birth and even before (prenatal), up to the age of 17.

Coverage can be effective from birth until age 18.

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Groupe Mutuel

Rue des Cèdres 5 Case postale, 1919 Martigny    |    +41 0848.803.111